MY NAME IS FERNANDO LLODRAT, AND I SERVE AS PASTOR, PRESIDENT, AND FOUNDER OF JESUS KING OF KINGS CHURCH AT 60 NORTHERN BLVD IN SHIRLEY, NY. THROUGH MY MINISTRY, I AM COMMITTED TO UNITING FAMILIES AND HAVE RECOGNIZED A CRITICAL GAP IN FINANCIAL EDUCATION WITHIN OUR COMMUNITY. I BELIEVE GOD HAS PLACED IT ON MY HEART TO EMPOWER THOSE IN NEED WITH THE TOOLS AND KNOWLEDGE FOR LASTING FINANCIAL HEALTH—BEGINNING WITH STRONG CREDIT, WHICH OPENS DOORS TO GREATER OPPORTUNITIES AND STABILITY.